Businesses run best on accurate and timely information. OnPoint’s Mobile Banking gives you innovative business tools to view account balances, track spending and payments, transfer funds and more—24/7 using our mobile app, mobile banking site, or text messages. 

Mobile Banking Features

24/7 Access

Use Mobile Banking to manage your account anytime, anywhere.

24/7 Access

Use Mobile Banking to manage your account anytime, anywhere.

Text Alerts

Receive account alerts and notifications directly to your phone.

24/7 Access

Use Mobile Banking to manage your account anytime, anywhere.

Text Alerts

Receive account alerts and notifications directly to your phone.

24/7 Access

Use Mobile Banking to manage your account anytime, anywhere.

Text Alerts

Receive account alerts and notifications directly to your phone.

24/7 Access

Use Mobile Banking to manage your account anytime, anywhere.

Text Alerts

Receive account alerts and notifications directly to your phone.

24/7 Access

Use Mobile Banking to manage your account anytime, anywhere.

Text Alerts

Receive account alerts and notifications directly to your phone.

24/7 Access

Use Mobile Banking to manage your account anytime, anywhere.

Text Alerts

Receive account alerts and notifications directly to your phone.

24/7 Access

Use Mobile Banking to manage your account anytime, anywhere.

Text Alerts

Receive account alerts and notifications directly to your phone.

Download the mobile app for your device

Android Devices:
Google Play

iPhone:
App Store

iPad
App Store

Compare Features

Text Commands

To start use text banking, text a command to: 39900. We will send you a text back with the information you requested.

Text command We will text back with Alert Me
BAL (plus account nickname) Receive your account balance
HIST (plus account nickname) Receive your account history
XFER (then, from account nickname, to account nickname and amount) Transfer funds between accounts
LIST Receive a list of keywords
HELP Receive a list of contact points for information on text banking
STOP Stop all text messages to the mobile device for text banking and alerts/notifications

Frequently Asked Questions

  • Are check images available when the check is deposited through the Mobile Deposit feature?

    Yes, check images will be available just like they are when you deposit a check via an ATM or branch.

  • When I deposit a check through Mobile Deposit how soon are the funds available?

    Funds deposited through Mobile Deposit will be available within three business days.

  • What devices are compatible with the app?

    OnPoint’s Mobile Banking app is compatible with iPhone, iPad and Android devices.

  • Where do I download the app?

    OnPoint’s Mobile Banking app can be found in the iTunes app store for Apple devices and Google Play for Android devices. Simply search for OnPoint Mobile Banking.

  • Can I use Mobile Banking if I don’t use Online Banking?

    You must be enrolled in Online Banking to use Mobile Banking.

  • How does Mobile Deposit work?

    This feature is only available through our Mobile Banking apps (iPhone, iPad3 or greater, and Android). First, select the deposit tab and then new deposit. Next, enter the account you wish to deposit the funds into and the amount of the check. Click continue and you will be prompted to take photos of the front and back of your check. The final step is to confirm your deposit. Once you select deposit, it will start processing.

    In the deposit history tab you will see a list of all check deposits made through this feature. A green check indicates that the deposit was made successfully. An orange clock indicates that the check is still being processed and a red x indicates that the check was not deposited. 

    Follow these tips when using Mobile Deposit:

    • Place the check on a contrasting background. For example, if your check is white place the check on a dark surface.
    • Make sure you have good, bright lighting and there are no shadows on the check.
    • Hold your phone as steady as possible to capture a clear, crisp image of the check.
    • Do not place the camera too close or too far away when taking a picture of the check. Pictures need to include the entire front and back of the check.

See all mobile banking FAQs

Disclosures

Please be aware that while OnPoint's Mobile Banking services are free, your mobile carrier may assess text messaging and/or web access charges. 

1 You may use your ATM Card or Visa Debit Card free of any fees when you use an OnPoint ATM, or one connected to the MoneyPass or CO-OP Networks. If you use an ATM operated by any other institution or network, you may be charged a fee by that entity and OnPoint Community Credit Union.

2 Before making member to member transfers, authorization paperwork must be completed. Please see an OnPoint staff member for details.

3 Bill Payment is free with Interest Checking or $3.95 per month (waived for the first 3 months).