On September 7, Equifax Inc. announced a data breach incident that impacts 143 million US consumers. The breach resulted in unauthorized access to names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers.
While OnPoint was not breached, with an incident this large you may be concerned about the effects this breach will have on you and your credit. Please be assured that the security of your information is our top priority, and OnPoint’s website, online and mobile banking systems were not affected by the Equifax cybersecurity incident. However, we will continue to monitor the situation and keep you informed of any developments that may affect your OnPoint accounts.
To help protect yourself in the weeks and months ahead, we’ve put some tips together for you to consider:
- Review your accounts. We encourage you to proactively review all account statements and history, and to contact us immediately if you find any unauthorized activity on your OnPoint account.
- Consider a credit freeze. A credit freeze lets you restrict access to your credit report, making it more difficult for someone to open new accounts in your name. The freeze must be placed with each of the major credit bureaus including Equifax, Experian and TransUnion.
- Consider a fraud alert. A fraud alert warns businesses to verify your identify before issuing you credit.
- Check your credit report. You are entitled to one free credit report per year from each credit reporting agency at annualcreditreport.com. You can also obtain your credit report and information directly from the other major agencies including Experian and TransUnion. Review the report and dispute any discrepancies.
If you have questions or concerns about the breach, contact Equifax directly for guidance and recommendations. For more information about how to protect yourself from identity theft and fraud, visit our Security Center page.