Welcome to OnPoint Credit Union

Get behind the wheel for less
Save on your next auto loan with special rates as low as 4.74% APR*, May 22 - July 6 from OnPoint.
Offers and updates.

We're proud to announce our Educator of the Year winners!
OnPoint Community Credit Union has always understood that investing in education is one of the best ways to build thriving communities. We are proud to honor our roots and the teachers who continue to support students in and out of the classroom through the OnPoint Prize for Excellence in Education. See who this year’s winners are!
Get behind the wheel for less.
Special auto rates are now available from May 22 – July 06. At OnPoint, we can make it easier to get the financing you need by streamlining the process as much as possible. We’re known for being a rate leader with flexible, local financing. That means we partner with local dealers to get your loan funded faster than our competitors.
Learn moreJoin our team!
OnPoint employees are rewarded, acknowledged and appreciated for taking care of our members. With a strong reputation, inclusive culture, and comprehensive benefits package, we help our employees get the most out of life.
Learn moreOnPoint is committed to excellent member experiences.
Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.
Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.
Learn more about becoming a member
Member assistance.
- Información en español
- Routing number 323075880
- After hours fraud support
- Report a lost or stolen card
- Call member services
- Freeze credit card
- Set travel notice
- Schedule an appointment
Disclosures
* APR = Annual Percentage Rate
Making an impact with your OnPoint membership.
We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.

Community giving
We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.

Green Horizons
If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.

Financial education
Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.

Supporting teachers
We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.