Welcome to OnPoint Credit Union

2025 Cybersecurity Awareness Month
Money matters. So does your data. Take steps to protect yourself from scams and fraud.
OnPoint is committed to excellent member experiences.
Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.
Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.
Learn more about becoming a member
Find help online.
- Routing number 323075880
- After hours fraud support
- Report a lost or stolen card
- Call member services
- Freeze credit card
- Set travel notice
- Schedule an appointment
Disclosures
* APR = Annual Percentage Rate
Offers and updates.

2025 Guide to Personal Cybersecurity
Learn ways to protect your personal information and recover from fraud in our updated comprehensive guide to personal cybersecurity.
*Annual percentage yieldOnPoint Premium Savings is a sweep account, which means that we may sweep balances up to the Maximum Program Deposit Amount ($250,000.00) to NCUA or FDIC insured deposit accounts held at participating Receiving Financial Institutions. The Maximum Program Deposit Amount and Receiving Financial Institutions may be changed at any time. One OnPoint Premium Savings Account per member/TIN. For additional important information and disclosures, please review our OnPoint Premium Savings Terms and Conditions, E-Sign Consent, and Truth in Savings disclosure. Six qualifying transactions in an OnPoint checking account and an OnPoint Loyalty Savings account that can be upgraded to Premium Savings are required to qualify for the OnPoint Premium Savings account. Please click here for more information about OnPoint Rewards. 10-year membership eligibility is recognized on the first day of the month following the member’s 10-year anniversary
Apply to serve the OnPoint Board of Directors.
As a member-owned community credit union, OnPoint is governed by a Board of Directors, and welcomes diverse backgrounds, perspectives, and experiences for service on our board.
Submitted complete applications will be considered for the March 2026 Board election.
Learn more & applyCybersecurity workshops
Gain skills to defend your information and spot scams by joining our in-person cybersecurity workshops at your local branch near you.
Register todayMaking an impact with your OnPoint membership.
We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.

Community giving
We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.

Green Horizons
If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.

Financial education
Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.

Supporting teachers
We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.