Business Banking
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Business Loans and Lending
- What are your business loan options?
- Do you offer payday loans?
- Can I use my Business Credit Card for overdraft protection?
- What types of terms does OnPoint offer on Business Operating Lines of Credit?
- What documents should I bring with me when I apply for a business loan line of credit or commercial real estate loan?
- What types of collateral can be used to secure a business term loan or line of credit?
- What types of equipment can be financed with a business term loan or line of credit?
- Will I need collateral to secure a Business Operating Line of Credit or Term Loan?
- Do you offer Small Business Administration SBA loans?
Business Payments and Transfers
- What types of ACH transfers can my business process?
- Are ACH funds guaranteed?
- Do ACH transfers occur in real time?
- What is an ACH transfer?
- Can my business process unlimited ACH transfers?
- How can my business benefit from using ACH origination services?
- What is a CLABE and when is it required?
- How does ACH origination work?
Check Deposits
- After a business applies for desktop remote deposit capture RDC how long does it take for the service to get set up?
- Why would my business want to deposit checks remotely?
- Is there a cost for my business to deposit checks remotely?
- How does desktop deposit work?
- How does a business get a check scanner?
- What happens if a business tries to deposit more than their limit using their scanner?
- Can a business deposit any number of checks for any amounts using their remote deposit scanner?
- Are check images available when the check is deposited through the Mobile Deposit feature?
Commercial Loans
Fees
Zelle Business Support
- How do I use Zelle with a small business account?
- I believe I have been a victim of a scam Whom should I contact?
- How do I know if my small business is eligible to use Zelle?
- Is my information secure?
- How do I use a Zelle QR code with my small business account?
- Can I reverse or cancel a payment?
- Can I use Zelle internationally?
- Who should I call if I have questions or need help?
- Are there any differences in the experience between using Zelle with my personal bank account versus my small business account?
- How do I use Zelle?
- Are there any fees to use Zelle with a small business account at OnPoint Community Credit Union??
- Does Zelle or OnPoint Community Credit Union offer purchase protection?
- How do I tell my customers that they can pay me with Zelle?
- What is Zelle?
