Business digital banking

You can transfer to OnPoint accounts for which you are a primary or joint owner or have a member to member transfer established. You can also establish transfers to an account at another institution on which you are an owner.

To send money to another Member of OnPoint with Member to Member transfers:

• Log into Digital Banking and select Payments & Transfers from the main menu.
• Select Member to Member.
• Click the Link Account button.
• Enter the other member's Member Number, their account or loan number and the first three letters of their last name.

To establish transfers to your accounts at another institution:

• Log into Digital Banking and select Payments & Transfers from the main menu.
• Click Add External Account.
• Enter the account number.
• Select the type of account using "Account Type" drop-down.
• Enter the financial institution's routing number. These numbers are located at the bottom of a paper check or deposit slip from your check book.
• Click the Continue button.
• In two to three business days, two small deposits will appear in your external account. Once you receive those deposits, select the Verify External Account tab to complete the process.

You can set up the following alerts in Digital Banking:

• Account Balance Alerts
• History Alerts
• Online Transaction Alerts

Set up your alerts today!

• Log into Digital Banking.
• In the Settings tab, click Alerts.
• Use the "New Alert" drop-down and select "Account Alert."
• Use the drop-down to select an account.
• Choose an account balance type.
• Select a comparison.
• Enter an amount.
• Select a delivery method and enter the corresponding information.
• Click the Create Alert button when you are finished.

Your Security is Top Priority

Your account number is sensitive information! OnPoint is dedicated to keeping your information private. Explore our resources to help you keep your finances secure:

• OnPoint Guide to Personal Cybersecurity
• Staying Safe While Mobile Banking
• 9 Security Tips for Staying Safe Online
• 3 Ways to Protect Yourself Against Scams

Visit our Security Center for more information on our digital system security, preventing fraud, identity theft protection, and more!

The heart of Digital Banking is the ability to transfer funds on the go. Whether you are transferring money between your accounts or sending money to someone outside of OnPoint, there are various features that help you transfer funds in different ways.

• Funds Transfers: Move money between your personal OnPoint accounts.
• Loan Payment: Make single or recurring payments to your OnPoint loans.
• Member to Member: Move money to another OnPoint member's accounts.
• External Transfer (After adding and verifying external accounts): Move money after linking your external accounts.
• Bill Payments: Bill Payment is a fast and easy way to pay your bills online. There's no need to worry about putting checks in the mail or the cost of postage.

After a business is approved to use the service, ACH origination is facilitated through online banking. A business must obtain proper authorization and account information from the account holder it will collect from or send funds to. OnPoint's digital banking has robust features allowing the creation of templates for recurring recipients or one-time entries.

Yes, you can access Digital Banking from your desktop, laptop, tablet or mobile device.

You can log in from a web browser, or access Digital Banking by downloading our iPhone or Android app.

If you login from a device or browser that you haven't used for Digital Banking before, a Secure Access Code will be sent to your mobile phone as a text or phone message upon entering your Login ID and Password. If the options presented are no longer valid, you can add a new phone number for receiving Secure Access Codes within Digital Banking.

• Simply log into Digital Banking
• Select Settings from the main menu
• Select Security Preferences
• Click "Secure Delivery", then select "New Text or "New Voice" to enter a new phone number for receiving Secure Access Codes.