Your business has a lot of moving parts. Making sure everything runs smoothly is easy with merchant services from OnPoint. We provide the tools, features, and guidance you need to expand payment channels, manage secure transactions, and offer added value to your customers.

Payment Processing Solutions

We offer solutions for a variety of payment methods, allowing you to handle transactions quickly and accurately. Build stronger relationships by tracking customer frequency and purchase history, determine which items sell best, get real-time data updates, and more.

The EMV – NFC – Apple Pay Connection

Give your customers more convenient and secure payment options.

Mobile Payments

Accept cards instantly on your smartphone or tablet.

Electronic Check & ACH

Securely process paper checks electronically.

Canada Certified™

Ensures the processing of Canadian payment methods.

PIN Debit

Debit card processing for all types of transactions.

Credit Card Processing

Simple transparent pricing, processing and technology.

iPad Solutions

Utilize customer information to make better marketing decisions and build stronger relationships. 

Security Tools & Resources

We take the security of your customers’ data seriously. By complying with industry-leading security standards, we make sure your business—and your customers—are always protected.


Readily accept chip-based payment cards and keep you customers info secure.

Fraud Management

Learn more about managing risks and preventing loss.

Chargeback Prevention

Eliminate unnecessary chargebacks and lower your processing costs.

PCI Compliance

Learn more about Payment Card Industry Council (PCI) Compliance standards and what it means for your business. 

Transaction Analysis Tools

Take a big-picture look at your business with easy-to-use online account management tools. Whether you’re keeping track of recent transactions or shipments, reporting on key business metrics, or charting account activity, we give you the resources to optimize your business.


Monitor the efficiency of your credit card processing to get the lowest Interchange rates.


Learn more about the Settlement Reconciliation Service (SRS).


Manage your business accounts online right from your web browser.

Gift Cards & Loyalty Cards

OnPoint gives business members the ability to offer customers exciting, targeted rewards and loyalty programs. Using Fanfare, an integrated customer rewards program, business owners can deliver perks and prizes that keep their customers coming back for more.