What is an IBAN and when is it required for international wire transfers?

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The International Bank Account Number (IBAN) is an international standard of identifying bank accounts across national borders with a minimal risk of propagating transcription errors.

The IBAN varies by country/institution. Only the bank servicing an account can provide the correct IBAN of that account and it must be obtained from the beneficiary of the wire.

An IBAN is required for beneficiary accounts in Europe and other countries around the world.

For international wire transfers, OnPoint uses a Bank Identification Code (BIC): OCCUUS66.

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