Welcome to OnPoint Credit Union

Your life. Your goals.
Your financial future is unique—your plan should be too. When you meet with your OnPoint Financial Advisor, you’re starting a conversation about what matters most to you.
OnPoint is committed to excellent member experiences.
Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.
Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.
Learn more about becoming a member
Find help online.
- Routing number 323075880
- After hours fraud support
- Report a lost or stolen card
- Call member services
- Freeze credit card
- Set travel notice
- Schedule an appointment
Disclosures
* APR = Annual Percentage Rate
Today's promotions & rates.
Earn 2% cash back on every purchase with OnPoint Signature Visa
The OnPoint Signature Visa with Cash Back Rewards credit card comes with the tools to manage your money with convenience and confidence. Plus it comes with the great rates, perks, and security you want from a credit union you’ll love.
Earn unlimited 2% cash back with no annual fee – spend smart with a card that gives back.

With OnPoint you will benefit from:
- A low variable rate
- Zero fraud liability
- Online access & 24-hour support
- Travel and accident insurance
Making an impact with your OnPoint membership.
We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.

Community giving
We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.

Green Horizons
If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.

Financial education
Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.

Supporting teachers
We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.